A lot of people are wondering why I am staying in Pinas for so long. Nathan and I have been here since November 8, 2016. We are scheduled to return to Canada on Easter Sunday (April 16, 2017).
This is my answer.
Mamoosh is the sole reason why I cannot fully live in Canada. She's living alone here in the Philippines at hindi ko siya matiis. Right now I have two homes -- one in Canada, with my husband and son, and one in the Philippines, with my mother.
I am grateful for an understanding husband. He is willing to sacrifice his own time with us (me and Nathan) so that I could be with Mamoosh.
I pretty have everything right now. My only wish is for my mother to have a longer life so she could see Nathan grow up. And I need her, I will never stop needing her.
Monday, February 27, 2017
This is love
Labels:
all about me,
family,
love,
Mamoosh,
Reyes Family
Accidents happen
We are deeply saddened by the recent tragic accident last week (February 21, 2017) in Tanay Rizal. A Panda Coach tourist bus carrying students from Bestlink College Novaliches lost control and hit an electric post, leaving 15 people (including the driver) dead.
My family owns a small tourist bus company and we've been operating since 2005 (or probably earlier than that because we also operated commuter buses prior to tourist buses). I would like to reiterate that we are "small", because majority of the tourist bus companies in the Philippines are just as small as we are.
Up to this time, we are lucky because in the many years of our operation, we have not encountered any major (i.e. death-causing) accident yet. We are continuously praying that we don't experience what the owners of Panda Coach are going through right now.
Because of this accident, The Department of Education and The Commission on Higher Education have issued a moratorium on educational field trips. This, of course, will affect the whole tourism industry, including us. Ganyan naman palagi kapag may naaaksidenteng tourist bus / students sa field trips, damay-damay lahat.
We've been updating ourselves with the news on this accident and sadly, most people are blaming the school and/or Panda Coach for this tragedy. We cannot blame them. When something bad happens, it has to be somebody's fault. But as a bus operator myself (albeit inactive as of this moment), I just wish to give a bit of my perspective on this matter.
Accidents happen. That's a fact. People would argue that the company should be properly maintaining their fleet to avoid road mishaps and I agree. No bus operator would want to receive a call in the middle of the day (or night) learning that their unit got involved in an accident. We are fervently hoping for a smooth trip every time a bus leaves our garage. But experience tells us that it is nearly impossible to guarantee a 100% hassle-free trip to our customers. Again, a lot of things can happen on the road. And no mechanic, now matter how experienced he is, could assure us that no mechanical problem would arise during the trip. Especially since the buses are not really "brand new" to start with.
And this leads to another argument against the bus company -- why are your buses not brand new?
A brand new tourist bus would cost at least six million pesos. There is no way that we could ever recover that amount with the rate that we are being paid with for our services. For a field trip within Metro Manila, we only get paid around Php9,000 to Php10,000 gross. Try to do the Math, factor in the trip expenses - fuel, driver's salary and food allowance, toll fees (since we are from Bulacan), washing. We are lucky if we are left with Php3,000. Oops, that is not net income yet. What about the wear and tear of the vehicle, salary/benefits of employees, spare parts, business taxes, franchise fees, and other operations costs? Tapos mga lagay pa sa LTO, LTFRB, DOT, MMDA, pulis, etc.
Contrary to what many thinks, the bulk of the field trip fees that the schools collected from their students go to the "middle men" -- yung laway lang ang puhunan. Many schools get charterers (i.e. tour operators) to organize their trip. It is them who earn a lot from from the trips. Saka pala yung mga school officials na may commission per pax. We are at the bottom of every transaction. Whatever that's left from the sharing, yun na lang ang binabayad sa amin.
Why can't we charge higher rates? Competition. Colorum buses killed us. They lowered their rates, too low that we who operate legally are having a hard time to keep up. Kaya nga madalas wala kaming biyahe, nasusulot kasi may mas mura raw. Unlike commuter buses, our buses don't run every day. We have to rely on charterers to survive (majority of our trips come from them). Hence, sila ang nagtatakda ng presyo. This is the reason why small tourist bus companies remain small.
Tourist bus companies also get blamed for getting "inefficient" drivers. Yes, the Management is certainly responsible for its employees. But like any business owners or HR practitioners would know, many employees will surprise you later on. You hired them because you've had the impression that they were ok, pero hindi pala sa kalaunan. Or in some cases, your employees are generally good pero nagkakaproblema din syempre paminsan-minsan which affects their performance.
No bus operator would intentionally hire a "bad" (kaskasero, barumbado, adik) driver. That will be business suicide. But because the drivers work "on their own," we cannot observe them all the time. And we can't just fire an erring driver, mind you. There's DOLE that we have to answer to.
I have to be clear, I am not saying that the bus operators are faultless. The school, the tour operator, the bus owner, and the driver involved have their share of responsibility (and liability) to that accident in Tanay. Even several government agencies can take some blame. To condemn just one party is certainly not fair.
Thousands of field trips are being conducted every year and a single accident does not represent the whole. Accidents happen, whether we like it or not.
![]() |
| Picture taken from the net (credits to the owner) |
My family owns a small tourist bus company and we've been operating since 2005 (or probably earlier than that because we also operated commuter buses prior to tourist buses). I would like to reiterate that we are "small", because majority of the tourist bus companies in the Philippines are just as small as we are.
Up to this time, we are lucky because in the many years of our operation, we have not encountered any major (i.e. death-causing) accident yet. We are continuously praying that we don't experience what the owners of Panda Coach are going through right now.
Because of this accident, The Department of Education and The Commission on Higher Education have issued a moratorium on educational field trips. This, of course, will affect the whole tourism industry, including us. Ganyan naman palagi kapag may naaaksidenteng tourist bus / students sa field trips, damay-damay lahat.
We've been updating ourselves with the news on this accident and sadly, most people are blaming the school and/or Panda Coach for this tragedy. We cannot blame them. When something bad happens, it has to be somebody's fault. But as a bus operator myself (albeit inactive as of this moment), I just wish to give a bit of my perspective on this matter.
Accidents happen. That's a fact. People would argue that the company should be properly maintaining their fleet to avoid road mishaps and I agree. No bus operator would want to receive a call in the middle of the day (or night) learning that their unit got involved in an accident. We are fervently hoping for a smooth trip every time a bus leaves our garage. But experience tells us that it is nearly impossible to guarantee a 100% hassle-free trip to our customers. Again, a lot of things can happen on the road. And no mechanic, now matter how experienced he is, could assure us that no mechanical problem would arise during the trip. Especially since the buses are not really "brand new" to start with.
And this leads to another argument against the bus company -- why are your buses not brand new?
A brand new tourist bus would cost at least six million pesos. There is no way that we could ever recover that amount with the rate that we are being paid with for our services. For a field trip within Metro Manila, we only get paid around Php9,000 to Php10,000 gross. Try to do the Math, factor in the trip expenses - fuel, driver's salary and food allowance, toll fees (since we are from Bulacan), washing. We are lucky if we are left with Php3,000. Oops, that is not net income yet. What about the wear and tear of the vehicle, salary/benefits of employees, spare parts, business taxes, franchise fees, and other operations costs? Tapos mga lagay pa sa LTO, LTFRB, DOT, MMDA, pulis, etc.
Contrary to what many thinks, the bulk of the field trip fees that the schools collected from their students go to the "middle men" -- yung laway lang ang puhunan. Many schools get charterers (i.e. tour operators) to organize their trip. It is them who earn a lot from from the trips. Saka pala yung mga school officials na may commission per pax. We are at the bottom of every transaction. Whatever that's left from the sharing, yun na lang ang binabayad sa amin.
Why can't we charge higher rates? Competition. Colorum buses killed us. They lowered their rates, too low that we who operate legally are having a hard time to keep up. Kaya nga madalas wala kaming biyahe, nasusulot kasi may mas mura raw. Unlike commuter buses, our buses don't run every day. We have to rely on charterers to survive (majority of our trips come from them). Hence, sila ang nagtatakda ng presyo. This is the reason why small tourist bus companies remain small.
Tourist bus companies also get blamed for getting "inefficient" drivers. Yes, the Management is certainly responsible for its employees. But like any business owners or HR practitioners would know, many employees will surprise you later on. You hired them because you've had the impression that they were ok, pero hindi pala sa kalaunan. Or in some cases, your employees are generally good pero nagkakaproblema din syempre paminsan-minsan which affects their performance.
No bus operator would intentionally hire a "bad" (kaskasero, barumbado, adik) driver. That will be business suicide. But because the drivers work "on their own," we cannot observe them all the time. And we can't just fire an erring driver, mind you. There's DOLE that we have to answer to.
I have to be clear, I am not saying that the bus operators are faultless. The school, the tour operator, the bus owner, and the driver involved have their share of responsibility (and liability) to that accident in Tanay. Even several government agencies can take some blame. To condemn just one party is certainly not fair.
Thousands of field trips are being conducted every year and a single accident does not represent the whole. Accidents happen, whether we like it or not.
Labels:
accident,
bus,
business,
happenings in Pinas,
Inc.,
Roadlink Travel and Tours,
thoughts
Monday, February 20, 2017
Jollibee in Edmonton (Waaah!)
Six months before I migrated to Canada, I wrote this "wish" in my previous (private) blog:
I can still remember Ford laughing that time, "Haha, asa ka pa!"
Pero grabe, in four years nagkatotoo ang wish ko! Imagine, sa may tapat pa ng West Edmonton Mall siya tinatayo (na super lapit sa bahay namin) at magbubukas this 2017.
Yun nga lang, wala na kami sa Edmonton. Asar-talo tuloy ako!
-----------------------------------------
I have reasons to be bitter, I swear. When we were contemplating to move in BC, Jollibee in Seattle was put into consideration. As in seriously. Isa siya sa mga pros. Naisip namin na 3 hours lang na cross border, makakapag-Jollibee na kami. Hindi na kami made-deprive kasi pwede na nga kaming magdrive lang para makapag-chickenjoy. Iniinggit ko pa ang mga kaibigan ko, at tinatakam.
Who would have thought na kung nag-stay lang sana kami sa Edmonton, less than 10 minutes away na lang ang Jollibee! Ang saklap talaga!
As of now, wala pang balita kung kelan magkakaroon ng Jollibee sa Vancouver area. Mukhang matatagalan pa kung magkakaroon man. Kasi nga raw aside sa mataas ang business costs dun, meron naman sa Seattle kahit papano. Saka although maraming Pinoys sa BC, mas marami pa rin ang chekwa kaloka!
Fine, sige I'll be happy na lang for my friends in Edmonton. At least sasaya ang buhay nila doon.
And for me, eto na lang uli:
WISH: Jollibee in Surrey / Metro Vancouver
-----------------
NOTE: The first Jollibee in Canada opened in Winnipeg last December 2016.
Pero grabe, in four years nagkatotoo ang wish ko! Imagine, sa may tapat pa ng West Edmonton Mall siya tinatayo (na super lapit sa bahay namin) at magbubukas this 2017.
Yun nga lang, wala na kami sa Edmonton. Asar-talo tuloy ako!
-----------------------------------------
I have reasons to be bitter, I swear. When we were contemplating to move in BC, Jollibee in Seattle was put into consideration. As in seriously. Isa siya sa mga pros. Naisip namin na 3 hours lang na cross border, makakapag-Jollibee na kami. Hindi na kami made-deprive kasi pwede na nga kaming magdrive lang para makapag-chickenjoy. Iniinggit ko pa ang mga kaibigan ko, at tinatakam.
Who would have thought na kung nag-stay lang sana kami sa Edmonton, less than 10 minutes away na lang ang Jollibee! Ang saklap talaga!
As of now, wala pang balita kung kelan magkakaroon ng Jollibee sa Vancouver area. Mukhang matatagalan pa kung magkakaroon man. Kasi nga raw aside sa mataas ang business costs dun, meron naman sa Seattle kahit papano. Saka although maraming Pinoys sa BC, mas marami pa rin ang chekwa kaloka!
![]() |
| Pic taken from the net (credits to the owner) |
Fine, sige I'll be happy na lang for my friends in Edmonton. At least sasaya ang buhay nila doon.
And for me, eto na lang uli:
WISH: Jollibee in Surrey / Metro Vancouver
-----------------
NOTE: The first Jollibee in Canada opened in Winnipeg last December 2016.
No girl, thank you.
I posted these pictures in Facebook a few days ago. Nakatuwaan lang namin ng pinsan ko na gawing girl si Nathan (using apps lang naman).
I was surprised with the comments that I got. Most of them "suggested / advised" that I "make" a girl na since gusto ko ng anak na babae.
I know that those people meant well. Common comment / reaction lang naman yun. But still, I was a bit pissed. Everytime I hear people telling me na mag-anak na uli, naiinis ako. Lalo na pag sinasabing gumawa ng babae. Haler, napipili ba ang gender ng anak?
I would have to admit na kung madali lang sana, mas ok nga din siguro na may kapatid si Nathan. Pero hindi na nga kasi feasible yan sa family situation namin.
I am really tired of explaining to all why I have no plans of conceiving again:
Some friends jokingly call me "selfish." Ayaw ko raw bigyan ng kapatid si Nathan (by the way, Ford wants one more child). Pero I need to preserve my sanity for Nathan din eh. Aanhin niya ang kapatid kung "baliw" naman ang nanay niya?
And for the record, I NEVER WANTED TO HAVE A BABY GIRL. #sorrynotsosorry
When I first learned that I was pregnant, I secretly hoped for a boy (although for sure magbabago din naman ang stand ko kung naging babae ang anak ko). "Boys are easy," sabi nga ng mga Canadians na nakakuwentuhan ko. Low maintenance. Saka Mama's boys.
I don't know how to care of baby girls. Hindi ako marunong mag-ipit o magtali ng buhok. Ayaw ko din mag-effort masyado kasi girl nga (aka fragile). Saka seriously, ayaw ko ng competition sa pamilya haha. Akin lang ang Louis Vuitton! Gusto ko ako lang ang girl, ako ang center. Siguro kasi nasanay ako na only daughter din. Oo na, selfish nga talaga ako.
In my more than 2 years of being a mother to a boy, napatunayan ko na less effort nga ang kailangan in taking care of them. Hindi kailangang masyadong makinis, hindi masyadong pabebe ang approach. Tamang harutan lang, lol. Plus happy na talaga ako na may magdadala na ng apelido ng asawa ko (so cliche!). Tama na yun.
So there, no more baby girl Blanco. I hope I made myself clear. Nathan is destined to be an only child. Period. And he won't be kawawa. Ang daming only child sa mundo noh.
I was surprised with the comments that I got. Most of them "suggested / advised" that I "make" a girl na since gusto ko ng anak na babae.
I know that those people meant well. Common comment / reaction lang naman yun. But still, I was a bit pissed. Everytime I hear people telling me na mag-anak na uli, naiinis ako. Lalo na pag sinasabing gumawa ng babae. Haler, napipili ba ang gender ng anak?
I would have to admit na kung madali lang sana, mas ok nga din siguro na may kapatid si Nathan. Pero hindi na nga kasi feasible yan sa family situation namin.
I am really tired of explaining to all why I have no plans of conceiving again:
- Iam already 37 1/2 years old right now. Ayaw ko ng magbuntis kasi high risk na talaga.
- I had gestational diabetes when I was pregnant with Nathan. Alam kong mas malala kapag nagbuntis uli ako.
- It's only me and Ford in Canada. We have no one to help us with Nathan kapag nanganak na ako. Kahit nga habang buntis pa lang (I couldn't imagine taking care of a toddler lalo na sa first at last trimester ng pregnancy).
- Nathan was born via C-Section. Ayaw ko ng magpa-hiwa uli. Sobrang tagal ng recovery.
- I am done with taking care of a baby. Ayaw ko na uli ng sleepless nights, etc.
- I want to upgrade my credentials to be able to find a good job in Canada. The sooner, the better. I am not exactly young. I want to work asap.
- I am already exhausted in raising one child. I am not physically strong. An additional child will put so much toil on my body.
Some friends jokingly call me "selfish." Ayaw ko raw bigyan ng kapatid si Nathan (by the way, Ford wants one more child). Pero I need to preserve my sanity for Nathan din eh. Aanhin niya ang kapatid kung "baliw" naman ang nanay niya?
And for the record, I NEVER WANTED TO HAVE A BABY GIRL. #sorrynotsosorry
When I first learned that I was pregnant, I secretly hoped for a boy (although for sure magbabago din naman ang stand ko kung naging babae ang anak ko). "Boys are easy," sabi nga ng mga Canadians na nakakuwentuhan ko. Low maintenance. Saka Mama's boys.
I don't know how to care of baby girls. Hindi ako marunong mag-ipit o magtali ng buhok. Ayaw ko din mag-effort masyado kasi girl nga (aka fragile). Saka seriously, ayaw ko ng competition sa pamilya haha. Akin lang ang Louis Vuitton! Gusto ko ako lang ang girl, ako ang center. Siguro kasi nasanay ako na only daughter din. Oo na, selfish nga talaga ako.
In my more than 2 years of being a mother to a boy, napatunayan ko na less effort nga ang kailangan in taking care of them. Hindi kailangang masyadong makinis, hindi masyadong pabebe ang approach. Tamang harutan lang, lol. Plus happy na talaga ako na may magdadala na ng apelido ng asawa ko (so cliche!). Tama na yun.
So there, no more baby girl Blanco. I hope I made myself clear. Nathan is destined to be an only child. Period. And he won't be kawawa. Ang daming only child sa mundo noh.
Labels:
all about me,
All About Nathan,
motherhood,
pregnancy,
thoughts
Saturday, February 18, 2017
#CessieEats 2
My recent addiction -- saba con yelo! Only Php40 at Kap's Tapsi. Masarap siya talaga in fairness, marami pang saging.
Nakiki-uso syempre.
A heart-shaped donut at Vikings. Mister Donut brand. Masarap siya pero makunat ung rice crispies.
Another recent addiction -- Penoy! I would always go out at night to buy some. Mas masarap yung me sabaw. Eleven pesos lang ang isa.
This is probably my favorite instant noodle in this world. I am glad they came up with a better cup.
Tita Che sent a box of Lindt chocolates to Nathan last December. Naisipan kong buksan na at tikman. Hindi talaga ako fan ng sossy chocolates, mas gusto ko pa ang Nips at BigBang. Buti na lang may taga-ubos ako dito. Nope, hindi si TanTan. Yung sekretarya ni Mamoosh hehe.
*Sorry Tan, bawal sa iyo yan.
I have high cholesterol but I couldn't resist this. Nabibili lang dito sa tabi-tabi. Ang sarap, promise!
I love love love this moist choco slice from Red Ribbon. Perfect ito pag nagke-crave ako ng chocolate cake. Php21.00 lang, no need to buy a whole cake (na ginagawa ko dati pero kapiranggot lang ang kinakain ko).
Ahh, tahong! Hindi man lang nakatikim nito si Ford sa huling dalawang uwi niya dito sa Pinas. Palagi kasing walang tinda. Malas.
I love the food at Reyes Barbeque. Lalo na yung java rice nila. Medyo pricey nga lang for a typical Pinoy.
As I have mentioned on my IG account: "I am into fancy purses, not fancy food."
Masaya na talaga ako sa tapsilog lang.
Nakiki-uso syempre.
A heart-shaped donut at Vikings. Mister Donut brand. Masarap siya pero makunat ung rice crispies.
Another recent addiction -- Penoy! I would always go out at night to buy some. Mas masarap yung me sabaw. Eleven pesos lang ang isa.
This is probably my favorite instant noodle in this world. I am glad they came up with a better cup.
Tita Che sent a box of Lindt chocolates to Nathan last December. Naisipan kong buksan na at tikman. Hindi talaga ako fan ng sossy chocolates, mas gusto ko pa ang Nips at BigBang. Buti na lang may taga-ubos ako dito. Nope, hindi si TanTan. Yung sekretarya ni Mamoosh hehe.
*Sorry Tan, bawal sa iyo yan.
I have high cholesterol but I couldn't resist this. Nabibili lang dito sa tabi-tabi. Ang sarap, promise!
I love love love this moist choco slice from Red Ribbon. Perfect ito pag nagke-crave ako ng chocolate cake. Php21.00 lang, no need to buy a whole cake (na ginagawa ko dati pero kapiranggot lang ang kinakain ko).
Ahh, tahong! Hindi man lang nakatikim nito si Ford sa huling dalawang uwi niya dito sa Pinas. Palagi kasing walang tinda. Malas.
I love the food at Reyes Barbeque. Lalo na yung java rice nila. Medyo pricey nga lang for a typical Pinoy.
As I have mentioned on my IG account: "I am into fancy purses, not fancy food."
Masaya na talaga ako sa tapsilog lang.
Valentine's Day 2017 (in Pinas)
Because we are still in LDR now, we just "celebrated" Valentine's Day via Facetime (where else?).
It was our 14th hearts day together. Lipas na ang sweetness haha. No more flowers, pang-shopping na lang daw lol! Sa stage ng life namin ngayon, practicality prevails. To be honest, wala na ring dating sa akin ang Valentine's Day eh. Busy kasi ako kay TanTan. But I am hoping that someday, maging meaningful and ROMANTIC uli sa akin ang araw na ito.
--------------------------------------
Since my original Valentino is far far away, kami na lang ng favorite son ko ang nag-date sa SM Marilao.
Starbucks' mocha frappucino truly lifted our spirits haha!
I was glad na lumabas kami. Ang saya-saya ng mood, sa labas man o sa loob ng mall. Very festive. I am happy for those young lovers na sobrang kinikilig sa araw na ito. Nakakamiss ang ganung feeling ha. Yung mga estudyanteng boys, nagfa-flock sa bilihan ng chocolates. Halatang low budget pero keri lang. Kailangang mairaos ang Valentine's eh.
A few days before Valentine's Day, we saw this big stuffed toy at the Department Store. If I remember correctly, it only costs Php800. Haha, I could buy it anytime now. Ford could buy dozens if he wants to. Pero parang wala ng sense. Masarap makatanggap nito 15-20 years ago kasi talagang super effort sa pagtitipid ang kailangan.
But come to think of it, baka nga kelangang ibalik ang "kilig." Ang idea na kasi ng asawa ko ng kilig ay gastos eh.
Ganun na ba talaga kalaki ang pinagbago ko? Kilig = designer bag? Mukhang kelangan munang magdowngrade. May anak na nga kasi at maraming bills na kelangang bayaran. Hindi na pwede ang masyadong luho. Sasabihin ko sa asawa ko na ok na ang isang stuffed toy next time.
Ok, tama na ang segue. Back to our date.
My Nathan, as always, was so happy to be at SM again. I really enjoyed hanging out with him. May representative na si Ford. "Ibinilin daw kasi ako ng daddy niya sa kanya" (as per Jollibee ads "Date") haha!
After two hours at the mall, umuwi na kami to our another love -- Mamoosh! Pero syempre me pasalubong kami na dinner to celebrate the day.
My Nanay will always be my first love. I am grateful for all the times that we spend together.
Happy Valentine's Day to us!
It was our 14th hearts day together. Lipas na ang sweetness haha. No more flowers, pang-shopping na lang daw lol! Sa stage ng life namin ngayon, practicality prevails. To be honest, wala na ring dating sa akin ang Valentine's Day eh. Busy kasi ako kay TanTan. But I am hoping that someday, maging meaningful and ROMANTIC uli sa akin ang araw na ito.
--------------------------------------
Since my original Valentino is far far away, kami na lang ng favorite son ko ang nag-date sa SM Marilao.
Starbucks' mocha frappucino truly lifted our spirits haha!
I was glad na lumabas kami. Ang saya-saya ng mood, sa labas man o sa loob ng mall. Very festive. I am happy for those young lovers na sobrang kinikilig sa araw na ito. Nakakamiss ang ganung feeling ha. Yung mga estudyanteng boys, nagfa-flock sa bilihan ng chocolates. Halatang low budget pero keri lang. Kailangang mairaos ang Valentine's eh.
A few days before Valentine's Day, we saw this big stuffed toy at the Department Store. If I remember correctly, it only costs Php800. Haha, I could buy it anytime now. Ford could buy dozens if he wants to. Pero parang wala ng sense. Masarap makatanggap nito 15-20 years ago kasi talagang super effort sa pagtitipid ang kailangan.
But come to think of it, baka nga kelangang ibalik ang "kilig." Ang idea na kasi ng asawa ko ng kilig ay gastos eh.
Ganun na ba talaga kalaki ang pinagbago ko? Kilig = designer bag? Mukhang kelangan munang magdowngrade. May anak na nga kasi at maraming bills na kelangang bayaran. Hindi na pwede ang masyadong luho. Sasabihin ko sa asawa ko na ok na ang isang stuffed toy next time.
Ok, tama na ang segue. Back to our date.
My Nathan, as always, was so happy to be at SM again. I really enjoyed hanging out with him. May representative na si Ford. "Ibinilin daw kasi ako ng daddy niya sa kanya" (as per Jollibee ads "Date") haha!
After two hours at the mall, umuwi na kami to our another love -- Mamoosh! Pero syempre me pasalubong kami na dinner to celebrate the day.
My Nanay will always be my first love. I am grateful for all the times that we spend together.
Happy Valentine's Day to us!
Friday, February 17, 2017
Medical Services Plan of British Columbia
We moved to Surrey, British Columbia last October 2, 2016. Unlike in Alberta where you are covered the moment you moved there, we had to wait for 3 months to be eligible for BC's health care.
Just a few weeks ago, my husband informed me that we are already "covered." (By the way, I had to write to Health BC to explain why my son and I will be 'away' from BC for five and a half months). I was grateful but 'disappointed' at the same time.
Why, we have to pay $150 per month as premium for our Medical Services Plan!
Waaah! Another reason why I want to go back to Edmonton.
Bigla talaga kasi akong nanghina. I mean, on top of additional 7% provincial tax on goods, eto at me additional monthly bill kami. We are now paying the maximum premium (for those with above $42,000 net income) of $75 per adult (hence, $150). We don't have to pay for Nathan as there are no premiums for children under the age of 19.
Ford argues na meron din namang "bayad" talaga ang health sa Alberta, naka-imbibe lang sa income tax. Mas mababa daw ang income tax sa British Columbia.
Oh well, we will find that out this April when we submit our income tax returns. Pero sa ngayon, hindi ko pa talaga masabing gusto ko na sa BC.
------------------------
NOTE: I consider $150 a 'big' amount already. When you are living in Canada (especially on a single income), every dollar counts.
Just a few weeks ago, my husband informed me that we are already "covered." (By the way, I had to write to Health BC to explain why my son and I will be 'away' from BC for five and a half months). I was grateful but 'disappointed' at the same time.
Why, we have to pay $150 per month as premium for our Medical Services Plan!
Waaah! Another reason why I want to go back to Edmonton.
Bigla talaga kasi akong nanghina. I mean, on top of additional 7% provincial tax on goods, eto at me additional monthly bill kami. We are now paying the maximum premium (for those with above $42,000 net income) of $75 per adult (hence, $150). We don't have to pay for Nathan as there are no premiums for children under the age of 19.
Ford argues na meron din namang "bayad" talaga ang health sa Alberta, naka-imbibe lang sa income tax. Mas mababa daw ang income tax sa British Columbia.
Oh well, we will find that out this April when we submit our income tax returns. Pero sa ngayon, hindi ko pa talaga masabing gusto ko na sa BC.
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NOTE: I consider $150 a 'big' amount already. When you are living in Canada (especially on a single income), every dollar counts.
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